10 Best Exchanges to Buy Bitcoin with a Credit Card in 2022

We’re altogether used to purchasing things online with a Credit card, and purchasing bitcoin with a credit card is surely something that should be possible from the web and offline sites. In any case, you might be intrigued to realize that many Credit card organizations consider purchasing Bitcoin a ‘loan’ since you are trading one money for another. This implies you will pay the high cost from your Credit card organization, also the high cost charged by the exchange. Exchange charges are normally 7% to 10%, and a Credit card deposit is accessible on a few exchanges, for example, Binance and Coinbase.

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  • Lowest fees of all major exchanges, especially if you use Binance’s BNB coin to pay for fees, you get 50% discount
  • Fast execution
  • Most trusted exchange in the world, it’s the most active cryptocurrency exchange by trading volume
  • Anonymous withdrawal up to 2 BTC within 24hours without KYC detail verification

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10 best exchanges to purchase bitcoin with a Credit card in 2022

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Binance is a crypto-only exchange. In any case, you can purchase Bitcoins with a Credit card on Binance on account of an agreement they have with Simplex. Even though it is viewed as a moderately new exchange, Binance has outperformed most veteran exchanges in its prevalence and exchanging volumes.

Binance is a crypto-only exchanging site that offers one of the most aggressive rates around. In case you’re hoping to exchange crypto to crypto just this is most likely the simplest and least expensive approach.

The exchange acknowledges clients from around the globe and has gotten good surveys from the crypto network. More of late, the exchange has additionally joined forces with Simplex to permit the credit card purchase of digital currencies at a higher cost than normal.

Binance Fees, Currencies and Payment Methods

Binance acknowledges crypto deposits as it were. All coins supported by the exchange can be kept and pulled back. Having said that, Binance’s brokerage administration enables you to purchase a few monetary standards with a credit card for this situation, for example,

Bitcoin (BTC)

Binance Coin (BNB)

Bitcoin Cash (BCH)

All things considered, the quantity of coins accessible to exchange, deposit and pull back on the exchange is almost 100, and all major altcoins, Buying with a Credit card on Binance has the benefit of:

Quick: Average 10-30 mins for digital money to hit your wallet

Low Fees: Simplex charges just 3.5% per exchange (10 USD least)

Easy: Visa and MasterCard acknowledged

Deposits are free, as you’d expect (besides blockchain expenses that are constantly paid by the sender).

Great history, accessible around the world

The main disadvantage is that of its slow check process, slow response.

Get Started Trading Cryptocurrency Here with Binance


Coinbase is the biggest Bitcoin representative around the world. It has more than 20 million clients around the globe. Coinbase charges a 3.99% convenience expense on all Credit card exchanges and is available to 103 nations around the globe. When purchasing more than $100 worth of bitcoins, you will get an extra $10 bitcoin reward.

Coinbase has a wide exhibit of administrations yet its principal administration enables clients to purchase and sell Bitcoins through a Bank account, Credit card, and Debit card. The rates you’ll get on Coinbase are reasonable all in all, anyway the client backing isn’t receptive to instant solicitation or inquiries.

Coinbase stores your coins for you – It’s what might be compared to putting your money at the bank, you don’t possess it, the bank does.

Coinbase Fees, Currencies and Payment Methods

Coinbase’s charge structure is somewhat irresponsible so people attempt to separate it however much as could be expected. When you purchase Bitcoins from Coinbase the value you pay comprises of the following:

The market cost on Coinbase Pro is +0.5%

Exchange cost – A level charge for exchanges underneath $200 or a level of the exchange (the more noteworthy of the two).

Most exchange expenses are 1.49% for standard purchase and 3.99% for credit card purchases.

Credit cards (new cards are not acknowledged)

The advantage of utilizing a coin base is its User-accommodating interface, generally low charges, set up popularity and it has a little disadvantage of not accessible around the world and a poor client support administration.

Get Started Trading Cryptocurrency Here with Coinbase


Built-up in 2011, Bitstamp is one of the most seasoned and most trustworthy Bitcoin trades out there. The trade is completely authorized by the Luxembourg service of money. Bitstamp acknowledges Credit card buys utilizing Simplex. Right now, this administration is available to most European and US residents.

Bitstamp is a veteran digital currency exchange that was established in 2011 and has been driving the space from that point forward. The exchange puts an accentuation on quality over amount, providing exchanging alternatives for a restricted measure of cryptographic forms of money yet keeping up a positive client experience generally.

Bitstamp Fees, Currencies and Payment Methods

Bitstamp works with Euros and US dollars for fiat money alternatives.

If you have a European financial balance, you’ll discover the administration especially valuable since you can deposit cash through SEPA and it will arrive moderately fast. On the other hand, you can utilize a standard wire transfer.

Be that as it may, with the end goal of this article you can likewise purchase Bitcoins with a credit card through Bitstamp. Be that as it may, this strategy will have a day by day utmost of $1500 and will have a cost of a little around 8% altogether.

Exchanging cost change, contingent upon your ‘purchase and sell’ sums. The most elevated exchanging expense is 0.25% for sums under $20,000, and it can tumble to as low as 0.10% in case you’re fortunate enough to work with more than $20,000,000.

Be careful about utilizing your credit card, however. Deposit through the card for limited quantities will cost you beyond a reasonable doubt. Sums under $500 convey an astounding 8% expense.

Advantages of Bitstamp are a great history, numerous installment alternatives, acknowledges clients around the world. In any case, with the disadvantage of all-out normal expenses, the check procedure can take quite a while, not very easy to use.



Coinmama represents considerable authority in Bitcoin requests through a credit card since 2013. They take a top-notch expense for their administrations, and they don’t confine you to the greatest measure of bitcoins that you can purchase. They give quick and dependable administration. Bitcoins are gotten right away after your request is confirmed, and support service is truly responsive.

Coinmama’s business administration enables you to purchase Bitcoin and different digital forms of money effectively with your credit card or a SEPA move. The organization as of late begun concentrating on client experience and client administration with the goal that exchanges are excessively fast (client check takes as long as 60 minutes).

For newbies, this is a superb choice for purchasing your first Bitcoin. Further experienced clients can utilize elective exchanging platforms to save money on exchange expenses.

Coinmama Fees, monetary standards and Payment strategies

Right now Coinmama supports administration enables you to purchase a few monetary standards with a credit card for this situation, for example,

Bitcoin (BTC)

Bitcoin Cash (BCH) and so forth.

Coinmama acknowledges credit or platinum cards that are issued by Visa or Mastercard. The organization has of late begun tolerating SEPA deposits also, with 0% handling charges. Costs are designated in EUR or USD.

The costs you see on Coinmama’s site as of now incorporate the organization’s business administration expense of 5.9%. The smallest cost is determined by TradeBlock’s XBX file.

Over the expressed value, you should include a 5% charge card handling the expense. This implies Coinmama’s cost will be 10.9% over the market rate.

The advantage of purchasing from Coinmama is that of decent customer support, good organization, and quick administration. While its disadvantage is its constraint to a few states in the US.



Built-up in 2013, CEX.IO is a digital currency trade trusted by more than 2 million clients. CEX.io works in the United States, Europe, and a few nations in South America. The site supplies a total exchanging platform just as a business administration.

CEX.io is one of the more mainstream alternatives for purchasing and selling Bitcoin and a few different digital forms of money. The site offers a financier administration that supports numerous coins and an exchanging platform for exchanging BTC, BCH, ETH, and XRP. In case you’re an amateur it’s prescribed to utilize the financier alternative as opposed to the site’s exchanging platform.

CEX.io enables you to purchase digital currency utilizing your Credit card, a wire transfer or a SEPA payment (on the off chance that you live in the EU). The site supplies two different ways of buying crypto – an exchanging platform and a financier administration.

CEX.io’s financier administration is a route for new clients to purchase cryptographic forms of money through a simple (however to some degree progressively costly) process. This implies CEX.io will exchange cryptographic forms of money for you at a higher cost than expected.

CEX.io Fees, Currencies and installment techniques

Probably the greatest challenge clients have about CEX.io is the measure of expenses and concealed charges the organization has.

Exchange expenses take after a producer taker model. This implies the individual who made the request (the producer) typically pays a lower expense than the individual who satisfied the request (the taker). Contingent upon your side in the exchange you’ll pay anything between 0.16%-0.25% and no more.

The CEX.io has the benefit of being a Veteran organization, with high purchasing breaking points yet the inconvenience here is that the customer support administration can be moderate, higher trade rates than contenders.



Localbitcoins is a distributed commercial center for purchasing and selling bitcoins. You can consider it eBay for Bitcoin. The site offers a wide assortment of dealers that acknowledge different deposit strategies, including credit cards. The fundamental issue when utilizing LocalBitcoins is that you need to channel dealers shrewdly so you won’t get misled. One thing to remember is that in case you’re new to LocalBitcoins, not a great deal of merchants will need to work with you since they’re likely terrified of scammers too.

LocalBitcoin Fees, Currencies and Payment Methods

LocalBitcoins supports the purchasing and selling of Bitcoins as it were. Be that as it may, different clones have ascended, for example, LocalEthereum and LocalMonero

There are no official fiat monetary forms that the site underpins since the site itself doesn’t hold fiat stores.

The particular accessible deposit techniques are dictated by the client you will purchase from/selling as well. Since you’re purchasing and offering to people, you won’t almost certainly utilize a Credit card. Be that as it may, the Paypal choice enables you to pay with your Credit card on the off chance that you don’t have a Paypal balance.

Remember that distinctive deposit techniques will bring about various exchange rates since certain strategies are less secure than others and the purchaser/vendor issue of-bitcoins-and-PayPal will require a “protection” against conceivable extortion.

Enrolling, purchasing and selling Bitcoins on LocalBitcoins is free. LocalBitcoins clients who make notices are charged a 1% expense for each finished exchange. So fundamentally, just the general population who are effectively advancing their administrations (for example creators) are being burdened.

The advantage LocalBitcoin has is that of a wide assortment of vendors, simple to-utilize interface while the obvious disadvantage is that merchants will typically assume higher expenses for acknowledging credit card requests, and fraud is probable.



Gemini is secure and safe, and they have disconnected stores for putting away cryptographic money, which makes them a totally solid wallet.

Gemini is completely enrolled, New York-based exchange that holds the status of a NY state constrained obligation Trust that was established in 2014 by the popular duo, the Winklevoss twins. It enables clients to pull back and deposit legitimately to and from their ledgers. Even though it serves a generally modest number of nations, the Trust gives speculators more certainty contrasted with different elements in the digital currency space.

Gemini is completely operational in more than 45 conditions of America, alongside the UK, Singapore, Canada, South Korea, Puerto Rico, and Hong Kong and the platform is anything but difficult to use for the two learners and specialists. The main fiat money that can be utilized on Gemini is the US Dollar.

Another intriguing component of Gemini is its ‘Closeouts’ work. It ought not to be mistaken for the bartering’s that occur on the New York Stock Exchange, yet there are likenesses. Sell-offs happen two times per day, where enormous volumes of crypto-resources (especially Bitcoin and Ethereum) are exchanged for a brief timeframe.

Gemini acknowledges and accepts Credit cards



Paxful – what another place would you be able to trade anything for the most prominent cryptographic money in presence?

It’s a shared Bitcoin commercial center interfacing purchasers with merchants, like LocalBitcoins where more than 150 deposit techniques can be utilized to buy Bitcoin, including, however not restricted to, PayPal, Skrill and Neteller, money – or even iTunes and Amazon gift vouchers.

Paxful is fundamentally the same as LocalBitcoins. You pick the measure of Bitcoins you need to purchase and your deposit strategy, and after that, you are given accessible dealers. Every vender has a history from past exchanges, and each indicates their Bitcoin swapping scale.

Nonetheless, Paxful has essentially higher expenses contrasted with other P2P stages.

Paxful acknowledges the lion’s share of credit cards.



Xcoins depicts itself as a Bitcoin loaning administration that enables brokers to get BTC with a credit card or PayPal.

Xcoins is a California-based organization that offers Bitcoin to people in general through a one of a kind shared loaning model that interfaces borrowers and banks through a progression of “secure credits”, while Xcoins is simply the broker that encourages the exchange.

Xcoins is accessible in more than 40 nations and only trades Bitcoin. Exchanges are instant for return clients. First-time clients ordinarily hold as long as 3 hours if the exchange is entered between 8:00 a.m. furthermore, 6:00 p.m, or as long as 12 hours if it is entered between 6:00 p.m. what’s more, 8:00 a.m.

Xcoins doesn’t appear to be steady enough right now to use for huge buys. Nonetheless, if the main way you can secure Bitcoins is through PayPal, it may be a substantial choice for you. Acknowledges Mastercards.



Bitpanda is an Austrian new business that was established in October 2014. The organization enables you to purchase bitcoins and an assortment of different digital currencies with a credit card just as with wire transfers, Neteller, Skrill, SEPA, and the sky is the limit from there. The organization supplies its administrations to European nations just at a moderately low expense.

Bitpanda is a digital money facility that has practical experience in purchasing and selling Bitcoins inside the Eurozone. The organization was established in late 2014 and has since developed to wind up as one of the more mainstream choices to buy Bitcoins around Europe. On the off chance that you leave inside the EU, it’s perhaps the least expensive approach to purchase Bitcoin with a credit card or SEPA transfers.

Bitpanda Savings enables you to submit a specific sum every month and make an investment funds plan by purchasing Bitcoin or different digital forms of money.

Bitpanda Fees, Currencies and Payment Methods

Bitpanda acknowledges credit cards, yet Keep at the top of the priority list that distinctive installment strategies have various expenses joined inside them, so try to twofold check before finishing a deposit. Normally the chargeback strategies, for example, Visas and Skrill will have higher expenses than non-chargeback techniques, a wire transfer.

For digital currency Deposit Fees, if you store cash in a money that isn’t in the supported monetary standards, you will be charged a transformation expense by the preparing bank (these progressions relying upon the cash).

Its advantage is multiple deposit alternatives, generally low charges while the disadvantage is that it’s accessible for EU natives only.

In Conclusion

As the whole digital money biological system advances after some time we are given a more noteworthy assortment of administrations that better address the issues of everybody. This is commonplace in developing innovation and we considered it to be a comparative example as the Internet evolves. Before now nobody was purchasing on the web, presently it has turned out to be one of the prevalent ways the vast majority shop. Today, there are many more approaches to purchase Bitcoin than there used to be! So the main safeguard is to consistently confirm and twofold check before utilizing your credit cards online to manage against data fraud as specialists are hopeful that Bitcoin will acquire fame and utility on the planet over the coming years.

Editor’s Choice

Interested in trading cryptocurrency?

Here’s how we trade Bitcoin and all other altcoins.

  • Lowest fees of all major exchanges, especially if you use Binance’s BNB coin to pay for fees, you get 50% discount
  • Fast execution
  • Most trusted exchange in the world, it’s the most active cryptocurrency exchange by trading volume
  • Anonymous withdrawal up to 2 BTC within 24hours without KYC detail verification

Get Started Trading Cryptocurrency Here with Binance

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