3 Best Ripple XRP Wallets in 2022

Are you an active user of Crypto currencies for your transactions or a trader in the crypto sphere? Then you should be concerned about threats and security of your digital assets, here we shall discuss the top solutions and top 3 best ripple XRP coin wallets that are being offered in 2022.

Interested in investing in Ripple?

First you MUST buy Ethers or Bitcoins, then you can exchange it for Ripple on exchange such as Binance, which happens to be the largest cryptocurrency exchange in the world.

Here’s how we buy Ethers and Bitcoins. You will receive $10 of FREE BITCOIN when you buy or sell over $100 worth of any digital currency.

In summary, to buy ripple:

  1. Buy Bitcoin or Ethers
  2. Exchange Bitcoin (BTC) or Ethers (ETH) into Ripple (XRP)

In the past 3-4 years, digital assets are getting more popular day by day. This trend will keep on growing as the years go by. The reason behind digital asset’s popularity is because of the insane price increases and gains that can be generated. Many people at the end of 2018 saw their investments grow by almost 100 percent. These are the type of gains that you will see in no other asset class besides digital assets. Today, the most known and most expensive digital asset in the world is Bitcoin. But Bitcoin is not the only digital asset out there. There are over 2,000! The main coin that we are going to focus on for long term or short term storage is XRP.

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If you have been in the digital asset market for some time, you have heard countless times do not keep your digital assets on the exchange. There are plenty of reasons behind this. If you are not holding the keys to your asset you are not holding your assets. Day in and day out we see exchanges get hacked, or just go away making you wonder where is my money! Where are my digital assets! This is the reason you should never keep your assets on an exchange. You need to get an offline wallet and you need to be in control of your money. Below we are going to list our Top 3 security solutions for Ripple XRP wallets.

Ledger Nano S – Ripple XRP

The Ledger Nano S! Is to store our assets on and we firmly believe everyone should have a Nano s. It’s simply the easiest and safest way to store your assets. We sleep like a baby at night knowing our digital assets are off the exchange and on the Ledger Nano S. Imagine this: With the ledger Nano S you can have Ripple XRP in your back pocket. Not only is this possible for XRP, but this is also possible with other digital assets including Bitcoin and Ethereum. The Ledger Nano S is a cold wallet which has been designed for digital currencies. Unlike other wallets that have been developed for digital cash, the Ledger Nano S has a physical appearance, which can be touched and carried in your pocket.

This hardware wallet for Ripple coins aka XRP looks like a USB device but it can store all the XRP you could ever dream of! It is so easy to use even a newbie user in the crypto sphere can handle it! All you have to do is simply attach it to your computer, laptop or even mobile with the help of a digital cable and use your Ripple XRP coins as you wish. You can send, and receiver XRP with this small sleek hardware wallet safe and easy. This wallet has all the options which you will require to keep your Ripple XRP secure and safe from common security breach.
Cost Price:

The Ledger Nano S cost just $59! This is money well spent. This small price is worth it knowing that your crypto is safe at night. Whatever wallet you decide to use only one thing is important, it is just to get your digital assets off the exchange! You do not want to take the risk of losing all of your hard earned money.
Voted Number 1 “Best Ripple XRP Wallet” by most crypto users.

In the box, you will receive several items. The first item you will receive is the actual wallet “Ledger Nano S“, a USB cable to help connect the Ledger Nano S to your computer, an introduction booklet, and a recovery sheet. The recovery sheet must be blank when you receive the Ledger Nano S. This is very important. If this sheet is already filled out that means someone has tampered with your device. Always, make sure that you buy directly from the manufacturer or from the link provided. Do not buy a used Ledger Nano S from any online market place! There is security risk associated with how people purchase used devices from online stores and once they upload their digital assets it is discovered that the devices are stolen.


To make this wallet secure and safe for the end users, the developers of the Ledger Nano S has added an extra security feature. This security feature is there just in case you lose the device. In case you do lose your Ledger Nano S wallet somewhere or someone steals it from your house or your pocket then the person will not be able to access your Ripple XRP or whatever digital currency you have stored on the wallet. The company has added the option to make it more secure, simply by allowing you to set a password/pin directly on your ledger Nano S.

After unpacking your device you will notice a small built-in display that will allow you to see your transactions in real time. By this, you can confirm that the transaction took place. This screen also has a display where you will have to enter your pin/password to unlock the device upon connecting it to your computer. The two red buttons on it are for its navigation on the ledger Nano S. These buttons will allow you to control the transaction. The Ledger Nano S developers have also added the physical buttons to make it feel like you have more control of your device and these 2 buttons will also help you confirm transaction when you are working on your computer. The display will show you the transaction plus what wallet you are currently in.

This post is about the best possible wallet for Ripple XRP but we would also like to bring to your attention that the Ledger Nano S is not just limited to Ripple XRP, but it can hold all of the top digital currencies out on the market. It can accept almost all types of digital currency. The other popular currencies which can be accepted as assets by Ledger Nano S including Bitcoin, Bitcoin Cash, Litecoin, Ethereum, NEO, HCash, Stratis and many more.

Automated backup:

The ledger Nano S wallet that holds your digital currency can automatically make a backup of your account to keep it safe for you. So, in case you lose it or someone steals from you, you can easily get access to your account. This backup has been made on the recovery sheet, which is different for each wallet user.

Toast Wallet

Toast Wallet is free to use the digital currency wallet for the Ripple (XRP) crypto currency. It’s an open source secure wallet that’s compatible with Android and iOS devices and supports Linux, Windows, Mac OS, and the Chrome Browser. According to its developers, this wallet caters to both newbie and experienced crypto currency users and enthusiasts.

Who Is Behind Toast Wallet?

Toast Wallet was created by Star Stone LTD, a software company based in Dunedin, New Zealand. It was launched in 2017. The website doesn’t yield lots of information about the people behind Toast’s wallet, although it mentions Richard Holland as a director.

How Does It Work?

The Toast Wallet is a software wallet that stores your XRP crypto currency safely. It’s a simple-to-use wallet that supports a range of software and devices including iOS, Android, Windows, Linux, and the Chrome Browser.

For people who prefer using PC instead of mobile apps, the Toast wallet can be downloaded on your PC in the form of software.

One of the distinguishing factors of the Toast Wallet is that this wallet uses both a PIN and Pass Phrase. Passphrases fully encrypt your wallet, meaning that if you lose your account, there’s a backup that can help you regain access to it. The Toast wallet gives users the option of creating a backup copy of their wallet addresses as soon as they set up a wallet. After you key in a PIN and passphrase, you are now ready to use your wallet.

The process itself is straightforward. You can either generate a new wallet address or add an existing XRP wallet address. Once you’ve generated a wallet address, you only need to load it by sending some XRP to it. It’s worth noting that all XRP wallets need users to have at least 20 XRP permanently reserved in the wallet before they can use it. As a principle, the Ripple Network requires the 20 XRP reserve to curb spam.

Toast Wallet Fees:

The Toast Wallet is free to use and is open to anyone with an IOS or Android device. It’s also available to PC users.
According to their website, Toast Wallet developers intend to keep it free for a long time. But how do they make money? Their website shows they will continue to use the wallet to push more Ripple products and services. From the look of things, you’ll continue to enjoy your Toast Wallet for many years for free, at least in the foreseeable future.

Is Toast Wallet Safe?

According to its huge community of users, Toast Wallet is one of the safest and secure software wallets out there. They like it because it’s easy to use and provides them with a functional wallet for XRP. Toast Wallet developers say the wallet’s code is open source, meaning that it’s publicly available to anyone to scrutinize. What this essentially means is that the wallet is secured by its many public users, creating an extra layer of security.

Since its launch in 2017, the Toast Wallet seems to have put in place some solid measures to make sure the security of your coins is assured. Firstly, the developers insist that the company doesn’t back up user data. Secondly, there’s the PIN and passphrase, the first line of defense for your Toast Wallet.

How to Use Toast Wallet:

Toast wallet is becoming a popular wallet choice for most XRP owners. They like it for its simple interface and compatibility. Essentially, you can use Toast Wallet from almost any mobile device as long as it uses Android or iOS. PC users on Linux and Windows as well as those using the Chrome Browser can also access the Toast Wallet. Just download it and you’ll be on your way to enjoying your Ripple experience.

After downloading, back it up using the PIN and a passphrase. Always remember to write the passphrase as you may need it to recover your account. With the private key you generate, you can send XRP to that address to load your wallet. The only point to remember is that you cannot use the wallet before you load it with 20 XRP as mentioned earlier. The 20 XRP reserve is not an issue with Toast Wallet as it applies to all Ripple wallets.

With the wallet up and running, you can back it up, transfer crypto currencies to other people, or even exchange currencies. Essentially, the Toast wallet allows you to create a new account or to add an existing XRP wallet address and the process is easy as we have shown earlier.


The Toast Wallet is one of the many wallet options that Ripple users can explore. To its credit, it’s easy to use and its user interface is simple, allowing you to conduct the business of storing XRP fast, easily and safely. Security is another key pillar of the Toast wallet. Open Source wallets are generally safer to use than closed source wallets because their codes are publicly available to everyone, thus secured by many. The only downside of using Toast Wallet is the 20XRP reserve, although this is a Ripple Network’s feature that applies to all XRP wallets. At a time when cases of crypto currency theft are on the rise, the Toast Wallet seems like one of the few that assure its users of security. There’s also the interesting fact that it’s only designed for the Ripple Network.

Paper wallet

A paper wallet is a piece of paper with a private key written within it or a root seed that can derive multiple private keys. A paper wallet might contain a private key and be used as an exchange or gift of value, similar to the exchange of paper money with one another.

Spending Paper Wallets:

A paper wallet can be used as a physical form of bitcoin. On a piece of paper, you can simply write down a private key with the corresponding amount of bitcoin contained within the private key. It can be useful for people who do not have access to a bitcoin wallet or are unfamiliar with how crypto currencies work. If I would like to gift some bitcoin to a friend this has some practical use. The problem occurs when I wish to exchange my paper wallet for something of value or sell it to someone. The person on the other end of the deal is going to have to trust I don’t have the private key elsewhere. With a copy of the private key, I can simply spend the content of the wallet. Having to add an element of trust with the use of a third party completely undermines what an immutable block chain crypto currency stands for.

Paper Wallets as Storage:

In the earliest days of Bitcoin, the only way to store a private key was on pen and paper. This was a complex and arduous task if you wanted to make multiple transactions. Nowadays, people often refer to a paper wallet as a form of storing their root seed. This is expressed in mnemonic code using (typically) 24 words.
What is the best method to securely create a paper wallet?

There are many precautionary measures you need to take to create a safe paper wallet using a program.
Go offline- create your wallet without being connected to the internet. This ensures your private key cannot be transmitted.

Verify the integrity of the code- this will ensure that the private key is truly randomized.

A fresh operating system- boot your computer from a fresh operating system to ensure you have no malware on your computer. Crypto currency wallets have been compromised in this manner in the past. No digital backups- never save your keys to a hard drive or scan them unless you wish to spend them at that moment.

Web-Based Generators Should Not Be Used:

Entropy-based generation, where the randomness of the private key must be true that if parameters are set when the private key is created, there is a chance the key can be predicted or calculated. A paper wallet is a single use only.

Creating a Paper Wallet:

To create a paper wallet securely you’ll need to take the precautions above. Most people will not have the technical ability to do exactly and follow the precautions above, so understand the risks. We suggest using paper wallets for small amounts only.

The wallet comes with the key of your public and private key in an alphanumeric form, as well as in the form of a QR-code.

Can You Reuse Paper Wallets?

Reusing paper wallets comes with some potential dangers. When the bitcoin protocol was created, addresses were not intended to be reused. Address reuse is a function by accident rather than design. A problem with reusing the same address over and over is that it damages the privacy of yourself as well as the people you are transacting with. By exposing yourself in such a manner you might reveal to unwanted persons or third parties about your holdings. If you’re in the position of having large holdings and you expose yourself, you might be putting yourself at risk to something like a ransom. Or perhaps your landlord can figure out the maximum he can charge you because he knows of your crypto currency holdings.

Storing Paper Wallets:

The biggest breakthrough of block chain technology in crypto currencies is the independence from financial institutions. A trustless system. Storing your paper wallets will require you to trust yourself to store them safely enough. Secure them as you would precious jewels or large amounts of cash. One of the safest methods would be to engrave your private key or root seed onto a titanium sheet. Storage of this “paper” wallet could be kept in a safe at home or a bank vault (element of trust required).


Paper wallets as a form of storing just a private key are something best left to the experts. Nowadays a paper wallet is also referred to as the place you store your 24-word mnemonic phrase. It is imperative you take measures to ensure this is stored in the safest possible manner. Owning your bitcoin or crypto currencies and ensuring maximum security comes with its responsibilities. We promise it’s worth it!

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* Links in this table contain affiliate links, which means at no additional cost to you, we will earn a commission if you click through the link and make a purchase. Thank you for your support. For more details, please visit our Privacy policy page.

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